PLAN ROOM

Joyce & Associates' minimum insurance requirements for subcontractors is as follows:  

• General Liability: $2 million
• Auto Liability: $1 million
• Worker's Compensation: $1 million
• Umbrella Liability:  $3 million

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All contracts awarded will require these limits.

Indemnification Clause: To the fullest extent permitted by law, each party (the "Indemnifying Party") shall indemnify, defend, and hold harmless the other party and, in the case of Subcontractor's obligations, Owner, and their respective officers, directors, employees, and agents (collectively, the "Indemnified Parties") from and against all third-party claims, damages, losses, liabilities, judgments, suits, causes of action, and reasonable attorneys' fees and costs actually incurred (collectively, "Losses"), but only to the extent such Losses are proximately caused by the negligent acts or omissions or willful misconduct of the Indemnifying Party or any person or entity for which the Indemnifying Party is legally responsible or vicariously liable in connection with the performance of the Work under this Subcontract. These indemnification obligations shall apply to claims brought by employees of the Indemnifying Party, subject to the limitations and immunities provided by applicable workers' compensation law. Neither party shall be required to indemnify, defend, or hold harmless any Indemnified Party for Losses arising from or attributable to the negligence or willful misconduct of that Indemnified Party. The Indemnifying Party's obligation to defend shall include the duty to reimburse the Indemnified Parties for reasonable defense costs, including attorneys' fees, but only to the extent of the Indemnifying Party's proportionate share of responsibility as ultimately determined by settlement, judgment, arbitration award, or other final resolution of the claim. No party shall be required to indemnify another party for fines, penalties, or punitive damages, except to the extent such amounts are legally indemnifiable under applicable law and are proximately caused by the Indemnifying Party's conduct as set forth above.